A Christian Lending Firm
Church Capital Resources provides funding for faith-based organizations nationwide. Since 1975, we have directed more than $1.78 billion in lending to churches. We offer experience and knowledge gained from operating in all types of financial markets.
One plan does not fit all churches.
Flexibility and tailored structuring based on the unique requirements of each client is a hallmark of our service. Our leadership views the services we provide as a ministry. You will find we are committed to be good stewards when working to meet your church’s financial needs. As “a bridge to the vision,” Church Capital Resources provides innovative solutions to facilitate your visions for ministry.
When Banks Compete You Win
We understand your church has a good relationship with its current bank. We wouldn’t expect otherwise.
Do you remember the old television commercial — “When banks compete, you win”? That is true. Our responsibility is bringing multiple lenders to compete for your financing.
Your current lender may be willing to finance the Church’s project and will be representing the best interest of the bank, as it should. Can a banker act in the best interest of both the bank and the Church? Scripture tells us: “No one can serve two masters.”
These are challenging times. Our desire is to help churches achieve their ministry goals. We look forward to visiting with you about these important matters.
May we suggest a beneficial approach for the Church’s consideration?
- The Church should have its own representative/advocate to negotiate capital needs; someone without divided loyalties.
- With our 70+ years of experience focused exclusively on this narrow field of non-profit financing, we act as your advocate.
- Church Capital Resources has multiple correspondent relationships with a variety of financial institutions regionally and nationally. And always …
- The Church makes the final decision of the lender.
Our Loan Packages
The loan package you select functions as a bridge but the structure of the package determines how far the bridge will take you.
Fixed Interest Rates
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Fixed Interest Rates
Fixed interest rates on 25- to 30-Year Amortization Schedules
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Payment Structure to meet cash flow requirements.
Since 1975, our team has directed more than $1.78 billion in lending to churches. Our leadership team views the services we provide as a ministry. You will find us committed to being good stewards when working to meet your church’s capital expansion and/or refinancing requirements.
Charles, a native South Carolinian, is compassionate about serving his fellow man as he has served as an entrepreneur, church planter, pastor, and executive pastor. He began his expansive career working for a Fortune 5 company but soon thereafter answered his entrepreneurial calling of serving others. At the age of 22, Charles owned his first company employing over 35 employees. He entered into the hospitality arena where he excelled greatly by being named one of the top hoteliers in the world for his brand.
Charles has successfully secured multi-million dollars in credit facilities for his clients throughout the United States. In addition to assisting churches to understand their finance and banking needs, he consults churches in the area of administration, operations, stewardship and succession planning. His extensive background in hospitality, business development, consulting, and community advocacy work has afforded him the distinct pleasure of experiencing and observing tremendous growth in organizations. Wallace is passionately dedicated to the vision of exceeding every expectation of those he serves.
Charles is a 1990 graduate of The Citadel with a Bachelor of Science degree in Business Administration where he was a scholar football athlete. He also holds a Master of Theology and Doctor of Ministry degree from Christian Life School of Theology. Wallace has had the distinct pleasure of serving on governing boards of several non-profit organizations. In his leisure, he enjoys time with his wife of 26 years, three sons and friends, sports, fishing, reading, and cooking.
He holds a Bachelor’s degree in Agricultural Economics and a MBA degree. As a graduate of University of Missouri (Mizzou Tigers) and with a daughter attending University of Florida (Florida Gators), John always enjoys the annual Mizzou / Florida SEC football game. John and his wife, Sofia, and their three children reside in Orlando, Florida.
John is experienced in all aspects of lending to the religious community and understands the unique financing requirements of non-profits, from refinancing existing debt to underwriting large-scale, multi-phased construction projects. To further discuss how John can help you achieve your financing goals and objectives, call John at 407-697-2298.
Fort Worth, TX
New York, NY
Los Angeles, CA
Little Rock, AR
What They’re Saying
“I have known Chuck Needham for 30 years in several capacities. First as his pastor and then as a close friend. In all those years I have always been encouraged not only by the quality of his life, but his commitment to his community and his faith. Chuck is a unique individual in that he has exceptional insight into the inner workings of the local church and at the same time his understanding of the marketplace and how to match a church's needs with partners who can meet those needs and stand behind that ministry.
Chuck served as Chairman of the Elder Board for many years at our local church, so he understands how the church functions. He is biblically grounded and always has had an exceptional reputation within the church and community (1 Tim. 3). Chuck has understood the cost of doing business for a church and has always been extremely connected when it comes to finding resources to meet the needs of growing churches.
Having two children and being a faithful husband has also been highlights of is leadership. He is a man of integrity connecting God's people to further Kingdom work.”Dr. Ted KitchensPastor, Christ Chapel Bible Church
“We have been privileged to know Dennis Moses for more than six years. In that time, we have been impressed by his demonstrated ability to help churches with their unique banking and financing needs. A respected thought leader in church lending, Dennis is a devoted professional, who faithfully guides churches through the often complex funding process.”Judi VictorCEO Church Executive Magazine